Settle up,
move on.
Say it, snap it, or tap it. Halved writes the expense, nets the debts across every group, and hands everyone the same number.
Free to try · No account needed to add a friend · Your data never trains a model.
- Rent
- Dinner
- Uber
- Groceries
- Airbnb
- Ski pass
- Concert tickets
- Utility bill
- Vet visit
- Brunch
- Movie night
- Birthday gift
- Coffee run
- Streaming subs
- Rent
- Dinner
- Uber
- Groceries
- Airbnb
- Ski pass
- Concert tickets
- Utility bill
- Vet visit
- Brunch
- Movie night
- Birthday gift
- Coffee run
- Streaming subs
Bills go in. Money goes out. Everyone's even.
Most splitting apps stop at tracking. Halved actually closes the loop — across circles, across currencies, across the dozen small IOUs nobody remembers.
Say what you spent.
No forms. No amounts. No dropdowns. Say 'Sacha paid 30 euros for dinner' — Halved writes the expense, splits it, and files it. Receipts, recurring, currencies: all spoken.
- On-device transcription — your audio never leaves the phone.
- Names auto-correct against your friend list as you speak.
- Understands 'split 50/50', 'I paid the rest', '30% on me'.
One app, every group.
Roommates. That ski trip. The lunch club. Each circle has its own currency, members, and settle-up flow — and they all net against each other in the background.
- Swipe to settle, long-press to rename.
- @handles to find friends instantly — no emails, no phone numbers required.
- Add a 'virtual' friend when someone isn't on Halved yet.
Point, shoot, split.
Snap the receipt. OCR reads the total, the items, and the date. Halved files it into the right circle and splits it the way you said last time.
- Works on crumpled paper, thermal printer, screenshots of card confirmations.
- Line-item splits: 'I didn't have the wine' is one tap.
- Scans stay with the expense — tap back anytime.
Six debts become two transfers.
Halved runs a solver across every circle you're in, nets out the pairs, and leaves you with the shortest path to zero. No spreadsheets. No 'wait, who owes who?'
- Cross-circle simplification — your whole financial graph, flattened.
- Multi-currency. Live FX. The pennies round where they should.
- One tap to mark settled. Everyone's phone updates in real time.
Rent. Spotify. The weekly grocery run.
Set it once. Halved posts it on time, splits it the same way every period, and nudges the right person when it's due.
- Weekly, biweekly, monthly, yearly — or any N-day cadence.
- Pause, edit, or end-date anytime without losing history.
- Push reminders only when a payment is actually outstanding.
Equal. Exact. Percent. Mixed.
One equation, every shape. Halved handles the lazy default, the 'I'll only pay for my half', and the 'we split this 3-2-2-1-1'.
- Equal splits that round to the cent without ghost decimals.
- Exact amounts validated in real time — no 'off by €0.03'.
- Percent splits that auto-fill the last person when you're short.
One tap to upgrade. No tiers of tiers.
Free is generous on purpose. Pro covers anyone who actually splits costs. Unlimited is for heavy households and multi-currency households. No ads on any tier.
Free
For friends and small households.
- Unlimited friends, circles, expenses
- Voice commands50 / month
- Equal, exact, percentage splits
- Basic recurring (weekly, monthly)
- Receipt OCR3 / month
- Cross-circle debt simplification
- Custom recurrence + end dates
- Analytics & CSV export
Pro
For people who actually split things.
- Everything in Free
- Unlimited voice commands
- Unlimited receipt OCR50 / month
- Cross-circle debt simplification
- Custom recurrence (every N days)
- Recurring end dates
- Spending insights
- CSV + PDF export
- Priority email support
Unlimited
For roommates, teams, and small households with too many subs.
- Everything in Pro
- Unlimited receipts
- Multi-currency with live FX
- Shared household budgets
- Circle admin tools + audit log
- API access
- Ad-free guarantee
Subscriptions renew automatically. Cancel any time from the App Store or Google Play — your data stays put, you just drop to Free.
Is Halved free? What's actually gated?
Free covers unlimited friends, circles, expenses, every split type, basic recurring (weekly/monthly), and 50 voice commands per month. Pro unlocks cross-circle netting, unlimited voice, custom recurrence, analytics, and exports. Unlimited adds multi-currency live FX, shared household budgets, admin tools, and API access.
Do my friends need the app?
No. You can add a virtual friend — their balances live on your side. When they install Halved and claim the handle you invited, the history merges automatically. No accounts created in their name.
Where does my voice go?
Speech-to-text runs on your device. Halved only sees the resulting text, and only the text of commands you explicitly issue. Audio never leaves the phone. No training on your data, ever.
How do settlements actually work?
Halved tracks debts; it doesn't hold money. When you tap Settle you confirm the transfer happened (Venmo, Zelle, cash, bank — whatever you and your friends use). Everyone's balance updates in real time.
What happens with receipts and photos?
Receipt images are stored encrypted and attached to the expense. You can delete them from the expense at any time. Free users see up to the last 90 days of scans; Pro/Unlimited retain everything.
Is there a web version?
Not yet. Halved is built mobile-first because that's where the act of splitting happens — at the table, in the taxi, in line at the grocery. A web companion for large households is on the roadmap.
Split the bill.
Move on with your night.
Free to install. Free to use. Every feature that matters — on the Free tier.